Do you offer payment plans?
Learn more about potential payment plans and 'buy now, pay later'.
Alex
Last Update 3 bulan yang lalu
Available Payment Plans
We currently have payment plans available through the following lenders:
- PayPal: Buy Now, Pay Later (BNPL)
- Pay in 4
- Pay Monthly
Pay in 4 is available to consumers upon approval for purchases of $30 to $1500. Pay in 4 is currently not available to residents of MO or NV. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
Pay Monthly is subject to consumer credit approval. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For example, a $600 purchase can be paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57 total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01 total of payments). A $2,500 purchase can be paid at 26% APR in 24 monthly payments ($134.72/mo; $733.17 interest; $3,233.17 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI, NC, or NV. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
How can I use BNPL?
Buy Now, Pay Later can be used on our website at checkout and is also available over the phone or by email. BNPL can be used for local pickup orders but must be pre-arranged.
Can I use a payment plan in person?
Any payment method, besides credit card or cash, should be pre-paid by calling us before you arrive at our location. All payment plans must be pre-paid before picking up your order.
Is a credit check required?
When applying for PayPal Pay Later, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay in 4 or Pay Monthly.
For more information, see PayPal's website.
Is there any interest or APR charged?
Currently, PayPal offers two payment plans, Pay in 4 and Pay Monthly. Depending on which payment plan you choose, APR may be charged. For more information, please see PayPal's website.
What happens if I end up needing a refund?
If a refund is required for your order, either partial or in full, we will process your refund through PayPal, whom will then apply that amount to your balance. For more information, see PayPal's website:
Since PayPal paid the merchant for your Pay in 4 purchase, we would apply the full or partial refund from the merchant to the corresponding Pay in 4 loan.
If the refund satisfies the entire outstanding balance on the Pay in 4 loan, you will not have any further repayment obligations. Please check your Pay in 4 loan details in the wallet to ensure that the loan balance is marked as Completed. If the refund results in a credit balance refund (an overpayment of the Pay in 4 loan), your credit balance will be moved to your PayPal balance automatically. This can take up to 7 days if any of the repayments are still in process.
If your refund is partial, it will still be applied to your Pay in 4 loan. A partial refund may reduce the number of remaining payments or the amount of your final payment.
If the merchant issues a refund in the form of a store credit, gift card, or cash, your remaining loan balance will still be due to PayPal. This is because PayPal paid the merchant on your behalf when you were approved for a Pay in 4 loan and made your transaction with Pay in 4. Since the merchant refunded you directly, you’ll still owe any remaining balance on the loan.
*Available on eligible purchases. Limits apply. Approval not guaranteed. Wellbuilt Axle and Driveline is not associated with PayPal in any way. PayPal is provided as a convenience for our customers when they check out. Entering into any agreements and/or contracts with PayPal at checkout will be under PayPal's jurisdiction. For more information, please visit PayPal's website.